Self-Funding

Self-Funding the high deductible major medical plan is an option to consider in today's climate

While this solution won't work for all groups, achieving deeper savings by teaming up with a self-fund high deductible plan, stop loss insurance and the Premium Saver can be a winning strategy.

Affordable Care Act Provisions that do not apply to self-funding:

  1. No medical loss ratio requirement
  2. No community rating requirements
  3. No Health Insurance Carrier Tax

Present the potential cost savings of self-funding with the Premium Saver to help you stand out from other brokers and get the attention of your clients. Why not shop the self-funded plans in your state to find the best self-funded high deductible major medical plan that can be used with the Premium Saver. This combination can reduce employer cost while generating significant Premium Saver commissions for you.