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Self-Funding

Self-funding a high-deductible major medical plan is an option to consider in today's climate

While this solution won’t work for all groups, teaming with a self-funded high-deductible plan, stop-loss insurance, and Premium Saver can be a winning strategy leading to deeper savings.

Affordable Care Act Provisions that do not apply to self-funding:

  1. No medical loss ratio requirement
  2. No community rating requirements
  3. No Health Insurance Carrier Tax

Presenting the potential savings of self-funding with Premium Saver to your clients, will help you stand out from other brokers. Shop self-funded plans in your state to find the best self-funded high-deductible major medical plan which can be used with Premium Saver. This combination can reduce employer cost while generating significant Premium Saver commissions for you.