Self-funding a high-deductible major medical plan is an option to consider in today's climate
While this solution won’t work for all groups, teaming with a self-funded high-deductible plan, stop-loss insurance, and Premium Saver can be a winning strategy leading to deeper savings.
Affordable Care Act Provisions that do not apply to self-funding:
- No medical loss ratio requirement
- No community rating requirements
- No Health Insurance Carrier Tax
Presenting the potential savings of self-funding with Premium Saver to your clients, will help you stand out from other brokers. Shop self-funded plans in your state to find the best self-funded high-deductible major medical plan which can be used with Premium Saver. This combination can reduce employer cost while generating significant Premium Saver commissions for you.